Insurance

We have been keeping the insurance industry going of late. I started teaching a T'ai Chi class outside of the local gym and got concerned about liability, so I added an umbrella policy for protection. Then after our experience with the water coming into the house through the conduit pipes last winter from the big storms, I started worrying about could that happen again. If our house weren't under warranty, we would have had to foot the bill as our insurance policy doesn't cover "acts of God" etc. and this was from the rain. So although we live on a mesa at about 400 feet above sea level, I bought a flood insurance policy. For less than a dollar a day at least I have peace of mind!